Vehicles - Car, Truck & Motorcycle -
Our experienced and helpful loan staff is dedicated to making the loan process as stress-free as possible for your next new or used vehicle purchase. We'll help you choose the loan term that suits your budget and a payment schedule to fit your lifestyle.
You can expect: Get pre-approved today
and avoid negotiating the cost of your monthly payment with dealership sales staff. Playing the “How much do you want your monthly payment to be?” game is a way to distract you from not only the total cost of the vehicle, but the interest rates you’ll pay. With your pre-approval negotiating power, you won’t waste time with the financing hassle... just make an offer, agree upon a price and we’ll give you a check to pickup your vehicle. Flexible Payment Options
Making your auto payment is easy when you sign-up for direct deposit & payroll deduction... your payments can be automatically be deducted from your ACMG account each due date! That means no more writing checks, missing due dates, and a history of on-time payments will continue to raise your credit score!
* If you apply for any loan but do not meet the criteria for loan approval at the time of your application, we may not be able to extend credit to you.
Bonus Member Discounts:
10% Auto Insurance Discount, with any insurance company!
- 10% mandatory auto insurance premium reduction for 3 years**
- 100% online, no final exam
- no quote or insurance change required
- up to 4 points reduced on your license
- approved by the NY State Department of Motor Vehicles (DMV)
- free electronic reporting of completion to DMV
- course available in Spanish
**Successful completion of 320-minute Internet course by principal operator of insured vehicle provides 3-year, 10% reduction in base rate of motorist's current car liability, no-fault & collision premiums.**Point reduction benefits can be applied once within 18 months and reduce as many as 4 points from record. Reduced points remain on the driving record but are not counted by NYS DMV against the license. Point reduction does not remove, delete, subtract or erase violations, convictions or points, or prevent or cancel a mandatory revocation or suspension for violations such as DWI, DWAI or three speeding violations within 18 months.
Visit our Buy A Car page
for more shopping tips.