Lease Alternative Loans - Cars & Light Trucks

If you like the perks of leasing, but need the flexibility of Traditional Vehicle Loans -- our Lease Alternative Loan offers great advantages:

Lease Alternative Loan chart

  • Sell/trade anytime... or return and “walk away” at loan maturity!
  • Eligible vehicles can be financed up to 72 months, have 3 mileage options, and have an excess mileage fee of only .10 per mile.
  • Convert your current auto loan to a Lease Alternative Loan!

Try our Lease Alternative Calculator to see how much you can lower your monthly payment, and apply today!


Traditional Vehicle Loans - Car, Truck & Motorcycle -

  You can expect:
Choose either option, apply online and get pre-approved today!
Avoid the hassles of negotiating the cost of your monthly payment with high-pressure sales staff. Make an offer, agree on a price and take a check to pick up your vehicle.


Ask Auto. Car Buying Made Easy.

Visit our PERKS section for more auto discounts.
Visit our Buy A Car page for more shopping tips. 

* If you apply for any loan but do not meet the criteria for loan approval at the time of your application, we may not be able to extend credit to you.
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Main Branch: ACMG Federal Credit Union
1753 Milton Ave. Solvay NY 13209
(315) 488-4433 or (800) 634-9239

Federally Insured by NCUA