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Keep the Rewards. Lose the High Rates!

Who is this for?

Members with favorite store or rewards cards (like airline/hotel/cash-back) who want to keep the rewards the card offers, but move those high interest rate balances to a fixed, lower rate each month.

How it works:
  • Members apply for a fixed, low-rate line of credit with rates as low as 4.99%*.
  • Enroll all your non-ACMG credit cards and pay those from your new SimplyCredit line to avoid high interest rates!
  • You control which cards to pay each month from your ACMG line of credit, or you can set those to automatically move existing balances for your convenience. If you choose the automatic balance feature, you can make one payment to ACMG each month and your Simply Credit line makes all your other card payments!

How to apply:

  • Visit
  • Sign up with code: ACMGFCU
  • Check for your new approved rate, enroll your cards and begin saving with each purchase!

*Subject to approval. Other rates may apply.

Apply Now