Lease Alternative Loans - Cars & Light Trucks

If you like the perks of leasing, but need the flexibility of Traditional Vehicle Loans -- our Lease Alternative Loan offers great advantages:

  • Sell/trade anytime... or return and “walk away” at loan maturity!
  • Eligible vehicles can be financed up to 72 months
  • You have 3 mileage options, and an excess mileage fee of only .10 per mile.
  • Finance most new or used vehicles up to 5 model years old
  • It's possible to convert your current auto loan to a Lease Alternative Loan!
  • Multiple options to protect your vehicle - view details

Try our Lease Alternative Calculator to see how much you can lower your monthly payment, and apply today!

  Dealer Lease ACMG Lease Alternative Loan
Lower Monthly Payments than Traditional Loan Yes Yes
Choose from a Variety of Mileage Options Per Year Yes Yes
Application/Acquisition/Security Deposit Fees, Early Payoff Penalty, and First/Last Month Payments Yes NO
Most New and Used Vehicles (up to 5 Years Old), Including Hybrids - Yes
Vehicle Titled in Borrower's Name and May Be Sold or Traded Anytime Following Loan Origination - Yes