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We reward dedicated savers at the credit union who plan for the future. Appreciation Account holders earn higher dividend rates than regular share accounts, enjoy liquidity of funds - deposit, withdraw & transfer funds without penalty*, and earn higher dividends on Share Certificates held with ACMG FCU**.

To meet requirements, members must have an active Share Draft/Checking Account, Direct Deposit to your ACMG account (same member number), and maintain a $2,500 minimum balance.

View our Appreciation, Share Savings & Term Certificate Rates.

* Accounts that fall below the $2,500.00 minimum balance requirement will incur a monthly fee (see current fee schedule). If the minimum balance is not maintained for three consecutive months, the account will be closed with remaining funds being moved to regular shares to avoid continuing fees.

** Members who have an Appreciation Account will earn a dividend rate on 24 and/or 36 month Share Certificates that is 1/4 percent higher than the current rate.