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College - Undergraduate Degree

We Are Trusted Private Student Loan Lenders in Syracuse, NY

College can be tough.  Paying for it doesn't have to be. As you look forward to the upcoming academic year, you shouldn't have to worry about how to cover the costs of higher education.

If scholarships, grants and federal aid aren't enough, look to ACMG's private student loan lending solution. Not only will our private education line of credit help you fill higher education funding gaps, but you can do so with one simple application that lets you secure financing for your entire college career.

Benefits of our Student Loans:

Student Loan FAQ's:

  • How is the loan funded? Once the student loan is certified by the school’s financial aid office, the funds are disbursed directly to the school. Check with the school directly for information on loan refunds.
  • How long does the process take from loan request to disbursement?  During peak loan season (July through September), please allow 35-40 business days from the time you submit your completed loan documents. Though your loan may be processed, it is up to the school to “certify” your loan, which includes designating a disbursement date and loan amount. The school has the final say on when your loan disburses and in what amount.
  • Do I need to be a member of ACMG to apply?  You may apply without being a credit union member, but need to be a member for the loan to be funded.
  • Who is eligible?  Undergraduate (U.S. citizens or permanent aliens) students enrolled at least half-time in a four-year degree-granting program at an approved public or private non-profit school.

Requirements before applying for Credit Union Student Choice loan:

Apply for your Personal Identification Number (PIN), then fill out a FAFSA (Free Application for Federal Student Aid). Your PIN serves as your electronic signature and provides access to your personal records.
  • Apply for scholarships—you may be eligible for many of them (see your high school counselor and college financial aid office for suggestions). Free information on preparing for and funding education beyond high school including a scholarship search wizard can be found at
To keep your costs at a minimum, take the maximum amount of Federal Student Loans before applying for Student Choice Loan.

Apply Now For The First Time

Visit our Youth Accounts page for steps on how to prepare for financial management success!

Special Notice for Members with Existing Student Loans:

  • Impacted by the Coronavirus Pandemic? We’re here to help. - We've taken steps to ensure that you have access to the services and personalized support that you may need.
  • Anytime Access- University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at (Payments by mail should be sent to University Accounting Service, LLC, PO Box 5879, Carol Stream, IL 60197-5879.
  • Personalized Support - If you have additional questions regarding your student loan account, or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 877-530-9782 to speak with a servicing agent.

Returning Borrower - Place Funds Request