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Special Notice for Members with Existing Loans:
Impacted by the Coronavirus Pandemic? We’re here to help. -
In light of the significant impact and ongoing uncertainty around the Coronavirus pandemic, please know that your well-being and financial needs are our top priorities. With that in mind, in regard to your student loan account we have taken steps to ensure that you have access to the services and personalized support that you may need.

Anytime Access- University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at www.uasecho.com. (Payments by mail should be sent to University Accounting Service, PO Box 5865, Carol Stream, IL 60197-5865.)

Personalized Support - If you have additional questions regarding your student loan account, or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 800-723-2210 to speak with a servicing agent.

Student Loan Refinance

Take control of your student loan repayment by refinancing and consolidating your private and federal student loans (including PLUS loans) into one manageable loan, and set up one convenient payment. Featuring a competitive interest rate and zero origination fees, our refinance loan can help you simplify your life while paying down your debt.



Check out some of these great benefits

Requirements for a successful Student Loan Refinance:

There are specific guidelines for this program and it is best to call our refinance experts at 315-488-4433 before applying online. Borrowers who do not meet all the requirements below may have the option of a cosigner.

  • Graduation from an approved eligible school
  • At least 24 months of continuous income (minimum of $30,000/yr.)
  • Credit score, credit history and debt-to-income qualifications
  • No previous default on any education loan

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Visit our Student Choice website and click the links to view eligible schools, important disclosures and current rate information.

Apply Now For Student Loan Refinance