Personal & Overdraft


Personal Loans

Personal loans can be a fast solution for an emergency repair, unexpected necessary purchases or for time away with a family vacation. Based on your credit and employment history, a competitive rate personal loan does not require any collateral be held to guarantee the loan.

Apply for a Personal Loan


Overdraft Options:

Accidentally spending more than you have available in your checking account (overdraft or insufficient funds) means a fee or a rejected payment, but you have three options to protect yourself.
  1. Withdraw the remainder of the payment from your savings account -- this Share Overdraft Transfer option is available for a small per instance fee. (See current fee schedule)
  2. Courtesy Pay. This option means a flat fee per item, with a $500 limit, and up to 30 days to payoff the balance. (See current fee schedule)
  3. The Overdraft Line of Credit option is a line of credit loan (see rates) that automatically covers the balance and protects you from an overdraft fee. Apply online now and you'll only pay for the days you have borrowed funds, there are no additional fees to have this protection in place. This small loan builds positive credit history when used responsibly.

Apply for an Overdraft Line of Credit Loan

 

Payment Protection is available to help protect your family, credit rating, collateral and yourself. Speak with a loan officer for all your options.

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