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ACMG's Current Specials


Term Share Certificates

6.00% Annual Percentage Yield on 12 Month Certificates1

Call 315-488-4433 or visit for all rate and term options

1 Rate effective as of 9/25/23. Minimum balance of $1,000. Penalty may apply for early withdrawal. Rates are current as of the date posted and are subject to change without notice.  Fees could reduce earnings.  Contact us for further information about applicable fees and terms.  Federally insured by NCUA.

$1,500 Off Closing Costs1 for New or Refinanced Conventional Mortgages

Visit our online mortgage center and start your application today. For more details or to apply by phone, call (315) 488-4433.

1 Offer not valid for existing ACMG loans or Owners Choice Funding mortgages. For Conventional mortgages only. Receive a closing credit of $1,500 with a minimum loan of $100,000. Cannot be combined with other offers. Offer ends September 30, 2023.

Refinance your auto, motorcycle, RV, boat or powersport to get 1% off your current rate1 or our best rate, whichever is lower!

  • Car, Truck and Motorcycle loans as low as 4.99% APR2 (learn more)
  • FUSE Auto and Light Truck loans as low as 5.99% APR2 (learn more)
  • Boat, RV and Powersport loans as low as 5.99% APR2 (learn more)

Call your ACMG lending team at (315) 488-4433 or apply now.

1 Excludes refinancing of existing ACMG loans. Your APR may vary.
2 Annual Percentage Rate.

Student Loan Refinance

Receive a $500 Cash Bonus1 when you refinance and consolidate your private and/or federal student loans (including PLUS loans that may have been taken in a parent's name) into one convenient monthly payment.

Apply online now or call us at (315) 488-4433.

1  Upon approval and disbursement of your refinance loan, the primary borrower will receive a cash deposit of $500. To qualify, the completed loan application must be received by 9/30/2023. The cash deposit will be awarded in the form of a deposit to your credit union checking or savings account within 90 business days from the funding date of the loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications.

VISA (R) Credit Card

As low as 7.9% Annual Percentage Rate with balance transfers for as low as 4.9% Annual Percentage Rate1 for the life of the loan!

1 Balance transfer option is a 3% discount for ACMG credit cardholders on your approved ACMG rate to as low as 4.9% APR.  Discounted rate applies until transferred balance is paid in full . Actual APR may vary.