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NO CLOSING COSTS on Home Equity Loans!

For a limited time, ACMG will pay all closing costs on Home Equity and Home Equity Line of Credit Loans with a term of 5 years or longer, when the minimum of $7,500 was disbursed at loan closing. Apply today, this offer expires on 10/31/18.

Apply for a fixed rate Home Equity loan.

Apply for a variable rate Home Equity Line of Credit loan.

Switching Your Account is Just a Click Away!

Easily move direct deposits (including government payments) and recurring bill payments to your ACMG FCU account. No complicated paper forms, just an easy process that does the work for you. We can even help close accounts at your old bank. Simply log in at with your SwitchTracker code to get started.

Need a SwitchTracker code? Visit any branch location or call us at 315-488-4433 or 315-701-4466.

SimplyCredit  -
   Keep the Rewards. Lose the High Rates!

Who is this for?

Members with favorite store or rewards cards (like airline/hotel/cash-back) who want to keep the rewards the card offers, but move those high interest rate balances to a fixed, lower rate each month.

How it works:
  • Members apply for a fixed, low-rate line of credit with rates as low as 4.99%*.
  • Enroll all your non-ACMG credit cards and pay those from your new SimplyCredit line to avoid high interest rates!
  • You control which cards to pay each month from your ACMG line of credit, or you can set those to automatically move existing balances for your convenience. If you choose the automatic balance feature, you can make one payment to ACMG each month and your Simply Credit line makes all your other card payments!

How to apply:

  • Visit
  • Sign up with code: ACMGFCU
  • Check for your new approved rate, enroll your cards and begin saving with each purchase!
*Subject to approval. Other rates may apply.

Apply Now

QUESTIONS? Please call us at 315-488-4433 or 315-701-4466.