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-ACMG's Current Specials-

Student Loan Refinance

Forgiveness is best. We can finance the rest.

With details about federal student loan repayment and cancellation finally announced, and interest rates continuing to climb, now could be the perfect time to consider refinancing your student loans. If you have loans that won’t qualify for the federal measures, let ACMG help you take control with our student loan refinance solution!

Refinance and consolidate your private and/or federal student loans including PLUS loans that may have been taken in a parent's name into one convenient monthly payment.

  • A $500 Cash Bonus1
  • 3 Months No Payment and No Interest2

Apply online now or call us at (315) 488-4433.

1  Upon approval and disbursement of your refinance loan, the primary borrower will receive a cash deposit of $500. To qualify, the completed loan application must be received 10/1/2022 and 12/31/2022. The cash deposit will be awarded in the form of a deposit to your credit union checking or savings account within 90 business days from the funding date of the loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications.
2  To qualify, the loan application must be started between 10/1/2022 and 12/31/2022 and the selected repayment term must be 10 years or less. Upon disbursement of your refinance loan, no payments will be required and no interest will accrue during a three-month promotional period. After this three-month promotional period ends, this loan requires full payments of principal and interest. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications.



 

Our Gift to You... HO-HO-HOliday Savings

Available November 15 - December 31, enjoy 0% APR1 on ACMG VISA® credit card purchases over $100 until June 2023 and 0% APR2 for one year on balance transfers over $2,500.

1  Annual Percentage Rate. Applies to all purchases over $100 from 11/15/22 to 12/31/22. All unpaid balances from these purchases will revert to the cardholders regular rate in June 2023.
2  Annual Percentage Rate. Excludes refinancing of existing ACMG loans. Applies to all balance transfers over $2,500 from 11/15/22 to 12/31/22. Any remaining unpaid balance from this transfer will revert to the cardholders regular rate after one year.


Up to $1,000 Off Closing Costs* for New or Refinanced Mortgages

Visit our online mortgage center and start your application today. For more details or to apply by phone, call (315) 488-4433.

*Offer not valid for existing ACMG loans or Owners Choice Funding mortgages. Receive a closing credit of $1,000 for loans of $100,000 and above. Cannot be combined with other offers. Valid for purchase and refinance applications of Conventional mortgages received by 12/31/22.


REFI or BUY with ACMG

  • Car, Truck and Motorcycle loans as low as 3.49% APR1 (learn more)
  • FUSE Auto and Light Truck loans as low as 4.49% APR1 (learn more)
  • Boat, RV and Powersport loans as low as 4.49% APR(learn more)

For a limited time, enjoy low rates on both purchases and refinanced loans from other lenders. Call your ACMG lending team at (315) 488-4433 or apply now.

1 Annual Percentage Rate. Excludes refinancing of existing ACMG loans. Your APR may vary.