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Health Savings Accounts (HSA)

If you are covered under an HSA-eligible High Deductible Health Plan (HDHP), you can contribute to a Health Savings Account (HSA). (Check with your insurance provider or employer to see if your health plan is HSA-eligible.)

An HSA helps you get a handle on rising health care costs, and provides a tax-advantaged way to save. An HDHP generally requires that you pay out of pocket for medical expenses incurred (excluding certain preventive care expenses) until your deductible is met. Plan coverage kicks in after that.

HSA benefits:

  • No setup fee. No monthly or annual fees.
  • Balances earn dividends.
  • Balances are carried over from year to year.
  • It’s fully portable, the funds stay yours wherever you go.
  • An ACMG VISA debit card is provided for health expenses.

Simply use your HSA funds for qualified medical expenses. This generally includes most medical, dental and vision care expenses that are incurred by you, your spouse, or any dependents.

View our HSA & Share Savings Rates.
Call us at 315-488-4433 to open an HSA today.